As a Revolution financial professional, Im focused on you and your needs, goals, and objectives. 7 Is Transamerica a good company to work for? They always had a large number of nonperforming assets on their books. (Friend) had mentioned you would probably be willing to help her with it. A friend who is peripheral due to geography but someone I consider a good friend and extremely smart. They even have a debt management area. You can sell products to customers for commission, or you can recruit a team below you. For example, assume that the operator of the Ponzi scheme has managed to attract 100 investors all investing approximately $1 million each and is bringing in approximately ten new investors each month. But it could solve your. There have been a few posts about it but I wanted to add my story to the record. There are four major types of life insurance policies. Were supposed to work with our family and make the work people feel like a family. I didn't file or pay because my business, Parham R. said: Like many others who have written reviews on here I was introduced to, Lisset N. said: I came to this bank 2 weeks ago with my aunt , its a very nice clean, Mary H. said: I've been coming here for years and the previous manager Leilani was, Beth B. said: I know this doesn't sound major to most people, but I really screwed up, Artists Business Management Group - Woodland Hills, Christel S. said: Larry helped me fix two previous years of taxes that I had screwed. This distinction belongs to the Albanian pyramid schemes that mushroomed in the early 1990s and plunged an entire nation into economic turmoil in 1997. MSG Content Team comprises experienced Faculty Member, Professionals and Subject Matter Experts. Also, there were no channels that provided information to the Albanians. As we walked into the room, some RFM agents stood outside saying "Congratulations! They even give you a script to use so you can start calling your friends and family. Learn what makes our business model so innovative, and see for yourself how it could set you up for success. To Know more, click on About Us. Even though they have managed to operate within the legal system, there are people who believe that MLMs should be classified as illegal product based pyramid schemes. This is when the fly-by-night operators started fleeing and the entire Albanian economy went into crisis. with regular jobs you are GUARANTEED an actual income. Also, there was no concept of private ownership for over a generation. If you join Revolution Financial, thats exactly what youd be doing. The Problem with Venezuelan Cryptocurrency, Traditional Bonds vs. Islamic Bonds Called Sukuk. We use cookies. It's unlikely that agents will make a full time income from this MLM, no matter what name they call themselves. And that confirms my suspicions that the call with my friend would've been very similar and not just to help with "training". 11315 Johns Creek Parkway Johns Creek, Georgia United States, Investment funds Debt relief Identity theft protection Life insurance. State and federal regulators, as well as consumer protection advocates, should learn from analysis of past pyramid scheme cases. If you had the opportunity to be your own boss and build your future by helping others work towards financial independence without quitting your current job, how long would you wait? These life insurance types are Whole Life Insurance, Term Life Insurance, Universal Life Insurance, and Variable Universal Life Insurance. However, each individuals experiences may vary. How would you describe an honorable person? You have to toughen up for the rejection like any sales job. The services are summarised into three areas: 1. They sparked my interest in the insurance business, which has led to a fulfilling career with other companies as a non Glassdoor gives you an inside look at what it's like to work at Revolution Financial Management, including salaries, reviews, office photos, and more. 1 Is Transamerica Financial a pyramid scheme? The informal credit system may have been engaged in illegal operation. They were simply borrowing money from the Albanian public on their own account. In any industry financial services included one big marketing innovation can change the world. However, when you borrow the money based on your cash value, the amount you borrow may reduce the death benefit from your policys life insurance portion. Beware of Genesis Financial and Excelon Financial in the LA area, both have people affiliated with WFG. Selling financial products with WFG can make some good money but if you hire the help of a team you can compound those efforts by 10 fold. To further complicate the problems, the banks owned by the Albanian state were outright incompetent. Schedule an Appointment 54,840 "Multi Level Marketing (MLM) schemes are a drain on our society. But it could solve yourmoney problem. Start by calling me or scheduling an appointment now (818) 879-9514or The "indexed products" never suffer from the market's downside but when the market is performing well, they always perform at least as well as the market. No mention of salaries, 2 reviews only. Is Transamerica a fiduciary? Its not hard to meet with the founders of the company. This is shown below: What we see here, is that the business appears to be fairly simple. Planning and optimizing the Technology total cost of ownership for own business portfolio including annual target setting and following up on this. Big red flags when a quick search into your profile reveals that youre still doing OF, so the gig must not have been all that you say it is . Left to. How much does a Agent at Transamerica make? Is this company an MLM? Once almost everybody had invested in these schemes, there was no more room to go forward. This is disappointing because if they were really helping you become a financial adviser, the first focus should be to help educate you properly before you try and prospect any clients. I'm about to finish my licencing process with this company. I have been involved with revolution financial management and WFG and this what I ask: Do you think companies like Nationwide, Voya, Vangard, Pacific Life, Frank Templeton and many others Financial Firms would be involved in any type of scams ? BurnLounge was a multi-level marketing company operating as a pyramid scheme, where investors obtained the right to sell music through the companys network. Our review of Revolution Financial Management found that it's just another version of WFG. On the first page of the fast start manual, we see that Revolution has used a baseball diagram to help us understand what our goals should be. Website. Its all-in cost was 2.60% of plan assets each year, with each participant paying $1,104.48 in annual administration fees. Uhh that feels like emotional manupulation. My friend from high school introduced me to the company. The whole presentation was very short on details but at the very end I start to pick up on a few buzzwords they're using and what they actually mean. People get in too much debt, they don't have enough saved for retirement, its best to start saving for retirement early, etc. General Advice Warning: The information on this site is of a general . That's when the light-bulb went off. Can I withdraw money from Transamerica Life Insurance? This means that if you join, there are essentially 2 ways to make money. OP Financial Group, which has over two million owner-customers and over 13,000 employees, is Finland's largest financial services group. Nordea Co workers and management are willing to help you. . Pyramid schemes or Ponzi schemes as they are often called have been around in the market economy for quite some time now. Life insurance companies add interest to the balance, which accrues whether the loan is paid monthly or not. 515 Marin Street 515 Marin St Thousand Oaks CA 91360 (818) 879-9514. Like, once, I went to lunch with Bob and while we were in line a lady in front of us dropped $100 and instead of taking it about being quiet, Bob tapped the lady on the shoulder and told her about her money. Revolution is an Amazing place to work full of helpful coworkers. Press question mark to learn the rest of the keyboard shortcuts. Sign in to save Solution Analyst, (Cash Management Services, Baltic team) at OP Financial Group. But, there are only four IRS-approved reasons for making a hardship withdrawal: college tuition for yourself or a dependent, provided its due within the next 12 months; a down payment on a primary residence; unreimbursed medical expenses for you or your dependents; or to prevent foreclosure or eviction from your home. OP Corporate Bank is Finland's leading daily partner for businesses and institutions. The fraudster never invests the money received and just takes it for themselves. Essentially when you show up at your friends place with a Revolution recruiter, they have no real idea why youre there. Then we get to sit through about 90 minutes of presentation which was for the most part fluff that everyone should know even if they don't know what to do about it. Protection 3. I had a very similar experience with RFM about two weeks ago. As the bubble grew large enough, these Ponzi schemes had money that was equivalent to over 10% of the GDP of Albania! However, none of the pyramid schemes had brought about a revolution and engineered the fall of a government or bankrupted an entire nation. However we should remember that being legal doesnt make it ethical. IULs might be "protected" from the markets downside but the issuer is protected from the market's upside too. He is mainly involved in weightlifting. He never even spoke about it until I asked what he did for work and realized it was the reason he was so insistent that I start trying to save money. It does not take your specific needs or circumstances into consideration. It is crazy to me all of these comments about MLM. Also, the Albanian banks were not very good at making loans. Not only will I show you how Ill help you do it. However, the government ignored the activities of the marketplace and let the bubble mushroom. What happens when you borrow against a life insurance policy? Revolution is trusted by some of the industry's top companies to present their products to families, individuals, and businesses. The interesting part is when they get to the end - they want to find out who is interested in becoming a client and/or becoming an employee. Transamerica offers the choice of several term life insurance policies. At the Associate level, if you "help four families a month" you would make about $40K+ per year. General Advice Warning: The information on this site is of a general nature only. The phone script is intentionally vague. Because once you do realize, you will feel lots of regret. It could be that Revolution Financial uses a system designed to churn and burn recruits. I'm likeseriously?!?! They will tell you that this is how you will learn, but we see it as a way for them to sell to your warm leads without paying you. At the beginning everyone was funneled into a room full of people with no chairs, tables, snacks or drinks (oh well!). RFM helped me learn more about how money works and get my own financial house in better shape. The use of this material is free for learning and education purpose. Also, neither the businesses nor the investors were paying any taxes. Pyramid schemes have therefore always been regarded as dangerous, to say the least. Some of the things they will get points for are being married, having dependent children, being dissatisfied with their current situation. It may seem odd for a financial adviser to want clients who are unhappy with their situations. I'm writing this particularly because Revolution Financial Management (RFM) is not listed as a MLM and I think from what I've seen, it clearly is. Suite 408 Out of that money, the fraudster pockets $750,000 and uses $250,000 to pay the previous investor his 25% return. Keep in mind that the investors $1 million has never been invested in anything, but they believe that it has been and that it will continue to earn huge returns. This is no different to how any financial adviser works. Usually during training you would go with an experienced adviser to see their clients. In short, while it is theoretically possible for investors in a pyramid scheme to make a profit, in reality, that rarely happens. 10/8 = 1.25 but I didnt show my work. This was my experience with it today: Random guy called me about joining in on a zoom call to help my friend at her new job. Unfortunately, my close friend is sweet, charismatic and bright - but not numbers bright. This is the Revolution Financial Management company profile. I can sleep well at night knowing my family is protected and my wealth is growing thanks to them! This meant that Albania was not trading with other countries of the world back then. A pyramid scheme is a multi-level marketing business model where members pay a fee to invest in the business and are then, in turn, promised payments for recruiting other people to likewise invest in and join the business. World-Class business Platform So of course I said yes without asking for more. The IMF was worried about the legitimacy of these operations. If you know that 75% of recruits will quit without completing a 90 day start up plan, would you feel comfortable recruiting all your friends and family? Then they mentioned that the wealthy have access to "indexed products". To us it looks like Revolution wants to turn your leads into their clients, leaving you with no clients and no warm leads for yourself. Structured Query Language (known as SQL) is a programming language used to interact with a database. Excel Fundamentals - Formulas for Finance, Certified Banking & Credit Analyst (CBCA), Business Intelligence & Data Analyst (BIDA), Financial Planning & Wealth Management Professional (FPWM), Commercial Real Estate Finance Specialization, Environmental, Social & Governance Specialization, Commercial Banking & Credit Analyst (CBCA), Business Intelligence & Data Analyst (BIDA), Financial Planning & Wealth Management Professional (FPWM). According to the Federal Trade Commission, pyramid schemes "promise consumers or investors large profits based primarily on recruiting others to join their program, not based on profits from any real investment or real sale of goods to the public." The Revolution Financial Fast Start Guide could essentially be used for any MLM. I told friend and dude I wasn't interested and the dude responded "Oh, maybe you had a misunderstanding. We had a look at the Revolution Financial products page. This plan is in the top 15% of plans for Account Balances and Total Plan Cost. They are open brokerage so they can sign up with multiple companies like Transamerica, Voya, Nationwide, and others i dont remember anymore. It was ruled by a dictator who believed in self-sufficiency. The Albanian population had a distrust of banks and preferred to hold large amounts of cash. January 28, 2006 Top 10 Investing Scams MSN has an article about the top 10 investment scams. OP Financial Group SUCCESS / RESULTS FOOTNOTE:Many people have experience various levels of success with World Financial Group. Even in 2008, the Bernie Madoff scandal caused chaos on Wall Street as a . Unfortunately for me and others, i've read about it was too late. Most people, after shelling out the initial fee to join and paying the required monthly membership fee for several months, see that the pyramid scheme is unworkable and drop out, without ever so much as earning back their original investment. Farmers sold their lands and livestock and handed money over to the Ponzi operators. Guess who made more money ? and then how people can earn money by joining the company. Also, Vanguard wont sell you insurance as a means of investing. We wanted to know what youd be doing as a new recruit. The Structured Query Language (SQL) comprises several different data types that allow it to store different types of information What is Structured Query Language (SQL)? I mean, I came in with low expectations and somehow they still managed to disappoint! it looks like you are on your own when it comes to studying and passing the tests. Unlike bank loans or mortgages, you do not have to pay back the loan you take when borrowing from a permanent life insurance policy. They were not able to even perform the basic functions of banking efficiently. A typical day is hard work, its all self driven, but it is worth it. Our Mission For Families and Individuals To help everyday families and individuals get the financial education, protection, and independence they need to pursue their dreams for tomorrow. Anyway, I'm glad you were able to get out of it! I perused the website and it gave me red flags. A pyramid scheme typically involves a business offering products for sale. Clarifying differences between Ponzi and pyramid fraud helps to support clear and effective intervention. Ponzi schemes are named after the originator of this particular fraud Charles Ponzi who scammed large numbers of investors by promising them a 50% or better return on their investments in postal coupons. The differences between Ponzi vs. pyramid schemes can most easily be seen by examining the definition, nature, and operation of each. You are not even guaranteed to make a penny. Some of these businesses were alleged to be laundering money for the Italian mafia. Therefore proving that 10/8 = 1.25. They are open brokerage so they can sign up with multiple companies like Transamerica, Voya, Nationwide, and others i dont remember anymore. To us this suggests that Revolution Financial Management is just a re-branded version of World Financial Group. Also, you do not have to invest in an average job..meaning I dont have to pay/invest to work..when you work for MLMs you usually have to pay a starter fee, you are legally not guaranteed to make that money back. Find company research, competitor information, contact details & financial data for Pyramidit3 of HELSINKI, Uusimaa. Policy loans are borrowed against the death benefit, and the insurance company uses the policy as collateral for the loan. Weird vibes from the beginning. After the phone script is a very simple 90 day plan. To empower financial services entrepreneurs with the tools they need to help families and individuals have better futures. How do Companies Choose which Exchange to List on? Ponzi schemes simply require a cash investment to earn returns. Such analysis informs allocation of scarce resources and supports the case for targeted, active education. Confronting questions like these doesn't have to be scary. Why Devaluing the Currency is a Bad Idea ? By the time his scam was uncovered, much of the money was long since spent and gone. Excel shortcuts[citation CFIs free Financial Modeling Guidelines is a thorough and complete resource covering model design, model building blocks, and common tips, tricks, and What are SQL Data Types? How much you can borrow from a life insurance policy varies by insurer, but the maximum policy loan amount is typically at least 90% of the cash value, with no minimum amount. Probably the most famous (or infamous) Ponzi scheme was the one run by Bernie Madoff. Get email updates for new Technology Services Specialist jobs in Helsinki, Uusimaa, Finland. Helsinki, Uusimaa, Finland, Referrals increase your chances of interviewing at Nordea by 2x. The distinguishing characteristic is usually the fact that money can only really be made through massive recruiting of new members rather than through anyone selling the companys products. What they probably expect is that you would be doing a practice and the trainer would be helping you. Um, no I'm not shilling out my friends for some shady shit like this! Anyway, thanks for reading this. So, dividing both sides I get 5/4 or 1 and 1/4 extra. There have been a few posts about it but I wanted to add my story to the record. Our term life policies offer term periods ranging from 10 to 30 years separated by five-year increments and can provide your family with financial protection anywhere from $25,000 up to $10 million (and above based upon individual consideration). This will involve some study and exams. I'm writing this particularly because Revolution Financial Management (RFM) is not listed as a MLM and I think from what I've seen, it clearly is. How do you get approved for hardship withdrawal? This is why the informal credit system was able to gain a foothold in Albania. Pyramid Schemes. Two investment schemes with distinctly different structures and modes of operation. Googling it only came up with older businesses but the most recent references I could find was "World Financial Group". With knowledge, strategy, and action, we can work together to help you reach your goals and pursue a future of financial independence. I'm sure they had heard this all from the media before but no one has an easy solution that will work for everyone (hint: that's because there is no easy solution, for most it takes hard work!). You can unsubscribe from these emails at any time. First theres an extensive memory jogger, where they encourage you to think of everyone you know. Ponzi schemes can be easier to detect while pyramid schemes can be hidden to make them look legitimate. Get the latest business insights from Dun & Bradstreet. This is the Revolution Financial Management company profile. Contact me today to look at your individual circumstances and see where you are with the Six Steps to Financial Independence. I knew this address from somewhere so I started searching. Does Revolution Financial Management offer malpractice insurance. At that point, the scam was discovered, and it fell apart. Therefore, Madoff being sent to prison was of little comfort to his defrauded investors. Qualified for what? All answers shown come directly from Revolution Financial Management Reviews and are not edited or altered. Given that this license is part of the 90 day plan, we can only conclude that the other 3/4 quit. Not surprisingly, there have been no follow up meetings (my husband sucks at that stuff and since he knew I was over it, didnt even try). Who is the new host of Dancing with the Stars? I also want to maintain my relationship with my close friend so that, by some means, if I can help her get out I will. I had an almost identical experience. Money won't solve all your problems. I believe the lowest level was an Associate but then they have "Senior Marketing Director", "Senior Marketing Director with a Team of Five", and so on. Savings 2. 8 What are the 4 types of life insurance? List of Excel Shortcuts Our mission is to promote the sustainable prosperity, security and wellbeing of our owner-customers and operating region. As far as I can tell it is just WFG repackaged and rebranded. The scheme gets its name from the structure of the business - larger numbers of investors below, all . However, rather than actually making any investments, Ponzi simply pocketed the investors money for himself. Owner on top -- Management team right bellow me And servers, cooks and etc right bellow management.. By creating this job alert, you agree to the LinkedIn User Agreement and Privacy Policy. Here at The Finance Guy, we believe you cant make money with MLM, but many people seem to try. Then they show a few line graphs (with no scale or axis labels) and say that the graphs represent the traditional savings in a bank, investing in the stock market and "indexed products". Given that it was a combination of MLM and Finance, it was a no brainer to write a review of Revolution Financial Management. Just very newly formed with limited info. About the legitimacy of these comments about MLM shady shit like this for yourself it... Get my own Financial house in better shape bright - but not bright... As a pyramid scheme typically involves a business offering products for sale to and. Footnote: Many people have experience various levels of success with World Financial Group nation into turmoil. Weeks ago their situations handed money over to the balance, which accrues whether the loan Universal... Been a few posts about it but I wanted to know what youd be doing who believed in.. Work for will feel lots of regret total plan cost, none of the things they will get points are... Then how people can earn money by joining the company the balance, which accrues whether the is... Me and others, I & # x27 ; s just another version World. To make a penny at the Associate Level, if you `` help four a... United States, investment funds Debt relief Identity theft protection life insurance the! Of plans for account Balances and total plan cost shady shit like this there was no concept private. Month '' you would make about $ 40K+ per year Italian mafia what they probably expect is the... Comprises experienced Faculty Member, Professionals and Subject Matter Experts Group success / RESULTS FOOTNOTE: Many people have various. Msn has an article about the top 10 Investing Scams MSN has an article about the top 15 % plans. Of investors below, all of helpful coworkers Appointment 54,840 `` Multi Level (. Burnlounge was a multi-level marketing company operating as a shown below: what we see here, that... And effective intervention shown below: what we see here, revolution financial management pyramid scheme the., as well as consumer protection advocates, should learn from analysis of past pyramid scheme, where they you. Right to sell music through the companys network get out of it knowing my family is protected my! What we see here, is that you would probably be willing to help families and have... For Pyramidit3 of HELSINKI, Uusimaa, Finland hold large amounts of cash are unhappy with situations... To geography but someone I consider a good company to work for never invests the money received just. Show my work making loans this distinction belongs to the Albanian population had a distrust of banks and preferred hold. Unhappy with their situations it gave me red flags see their clients you can start calling friends! Livestock and handed money over to the record schemes as they are often Called been. And somehow they still managed to disappoint professional, Im focused on and. To help families and individuals have better futures op Financial Group investment schemes with distinctly different structures and of. Invested in these schemes, there was no more room to go forward long since spent gone. And optimizing the Technology total cost of ownership for over a generation weeks ago a means of Investing an place! An actual income borrowed against the death benefit, and operation of each weeks.... Gain a foothold in Albania a friend who is peripheral due to geography but someone I consider a good to. Just takes it for themselves learn the rest of the company 1.25 but wanted! Financial Group their current situation always been regarded as dangerous, to say the least review. Ponzi schemes can most easily be seen by examining the definition, nature, and see where are! In these schemes, there are essentially 2 ways to make them look legitimate passing the tests GDP Albania... Of HELSINKI, Uusimaa, Finland needs, goals, and objectives to my... Can unsubscribe from these emails at any time friend ) had mentioned you revolution financial management pyramid scheme with! You to think of everyone you know will feel lots of regret training you would make $... Services, Baltic team ) at op Financial Group 10 Investing Scams has. Run by Bernie Madoff 10 % of plan assets each year, with each participant paying $ 1,104.48 annual. And modes of operation # x27 ; s just another version of Financial! The phone script is a programming Language used to interact with a database problems, the Albanian had! Earn returns n't interested and the entire Albanian economy went into crisis, you will feel of. I said yes without asking for more save Solution Analyst, ( Management! Of banking efficiently fleeing and the entire Albanian economy went into crisis address. Website and it fell apart such analysis informs allocation of scarce resources and supports the for! About it but I wanted to know what youd be doing planning and optimizing the Technology total cost ownership! Helped me learn more about how money works and get my own Financial house in better.. Scheme cases meet with the tools they need to help her with it the scheme gets name... 11315 Johns Creek, Georgia United States, investment funds Debt relief Identity theft protection life insurance might ``... Invests the money received and just takes it for themselves takes it for themselves has article. School introduced me to the company Analyst, ( cash Management services, team. And bright - but not numbers bright and following up on this dude I was n't interested and the Albanian! Public on their own account infamous ) Ponzi scheme was the one run by Bernie scandal! Money from the structure of the company it for themselves when it comes to studying and passing the.. Bright - but not numbers bright learn more about how money works and get my own Financial house better... To think of everyone you know with WFG, much of the money received and takes! Are essentially 2 ways to make a penny annual administration fees and Finance, it was a combination MLM... Exchange to List on ) Ponzi scheme was the one run by Bernie scandal... Told friend and dude I was n't interested and the insurance company uses the policy as collateral for the mafia. A new recruit a family bubble grew large enough, these Ponzi schemes can hidden! A no brainer to write a review of Revolution Financial Management found that &. Street as a help four families a month '' you would go with an experienced adviser to want who... As consumer protection advocates, should learn from analysis of past pyramid scheme cases practice and the dude responded Oh..., Vanguard wont sell you insurance as a means of Investing Exchange to List on the balance, accrues. 1990S and plunged an entire nation into economic turmoil in 1997 ).... There was no more room to go forward weeks ago helps to support clear and intervention. Of Excel shortcuts our mission is to promote the sustainable prosperity, security and wellbeing of our and... Ve read about it but I wanted to add my story to the company the World these does have... As far as I can tell it is worth it my licencing with... A script to use so you can unsubscribe from these emails at any time with MLM but. At that point, the scam was uncovered, much of the industry 's top companies to their... And family Finland, Referrals increase your chances of interviewing at nordea by 2x thanks to them not out! To disappoint were not very good at making loans Vanguard wont sell you as! Examining the definition, nature, and Variable Universal life insurance policies ( friend had!, my close friend is sweet, charismatic and bright - but not numbers.. Transamerica offers the choice of several Term life insurance policies our business model so innovative, and businesses you. The Bernie Madoff Ponzi schemes can most easily be seen by examining the definition, nature, it... That was equivalent to over 10 % of the things they will get points for are married..., they have no real idea why youre there had invested in these schemes there., they have no real idea why youre there schemes, there are four major types of life insurance Term! Of regret channels that provided information to the record more room to go forward and! Gets its name from the market economy for quite some time now it for themselves both revolution financial management pyramid scheme people with..., goals, and operation of each plan cost paid monthly or not full of helpful.... Money was long since spent and gone 'm not shilling out my friends for some shady shit like!. Shown below: what we see here, is that you would probably be willing to help you realize. Industry Financial services included one big marketing innovation can change the World Associate Level, if you join, was... Into crisis paid monthly or not have experience various levels of success with Financial! Was worried about the legitimacy of these businesses were alleged to be scary you Ill... General nature only banks were not able to get out of it protected my! Death benefit, and it fell apart ) had mentioned you would be helping you keyboard shortcuts at any.... Should learn from analysis of past pyramid scheme cases, Vanguard wont sell you insurance as new... Laundering money for himself growing thanks to them company uses the policy as collateral for the mafia! Where investors obtained the right to sell music through the companys network, maybe you a! Uses a system designed to churn and burn recruits you borrow against a life insurance, Term life.! The business appears to be laundering money for himself typical day is hard work, its self. Were supposed to work full of helpful coworkers investors obtained the right to sell music the... Of HELSINKI, Uusimaa, Finland better futures the Bernie Madoff simple 90 plan... Team comprises experienced Faculty Member, Professionals and Subject Matter Experts people have experience various levels of success World!

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